Debt Advice: How to Manage Collateral Damage
Tide and time wait for no man, or so the philosophers tell us. On the days when we are out of both, and find ourselves in dire straits, we often feel like the world can see into our very souls. The fi

Debt Advice: Why its Important to Shop For Credit Cards
Credit cards, especially bank-issued credit cards, are an important part of the bank card system. Your local bank may display its name on your card, but chances are good that your card was actually is

Would You be Your Own Lender?
Want to find out if a loan officer would consider you a worthy credit risk? Although their guidelines differ from bank to bank, most loan officers will base their judgments on a series of weighted que

The Ongoing Popularity of Bingo
Bingo has enjoyed decades of popularity in the U.S. with ages young and old. Originally called Beano, in 1923 a woman mistakenly yelled “Bingo” instead of “Beano” and the name

Debt Management and Your Spouse
Debt management and Your Spouse Sometimes in life, the partner we choose has a different spending philosophy than we do. It may be the case that your spouse is more of a spender than you are, or vice

Debt Management: The Compromise Agreement
If you are a person for whom bankruptcy is the very last resort, you might consider offering compromise agreements to your creditors. A compromise agreement differs from an installment plan because in

Some Debts for Which You May Have No Legal Obligation
Some Debts for Which You May Have No Legal Obligation When dealing with credit card issuers, and debt management, it is a positive thing to realize that there might be some debts you are not legally

How To Get A Perspective On Your Debt
In these tough economic times, it is important to get a perspective on your debt. Debt management has become one of the most topical of subjects for discussion, yet, many don’t realize what it means.

Debt Advice: Are Credit Repair Clinics on the Level?
Your bankruptcy has been discharged and now you are faced with the Herculean task of repairing your credit. You’ve survived the debt management course you took to help yourself learn how to manage deb